Seriously, let’s be honest for a second, when it comes to saving money, it's easier said than done. You already know a few different ways in which you can cut down your expenses.
But, you may still get lazy when it comes to applying them (for instance leaving lights on in a room that you are not even in!). You know very well that turning the tap off or switching off lights saves energy.
And also money but applying these changes feels like a lot of work just know you are not alone, but all these small bad money spending habits gotta stop. They may seem small and insignificant, but they add up and are costing you lots!
Practical tips to Save Money
If you want to improve your personal finances, saving money is key. It means stepping out of your comfort zone and being proactive.
Start cutting back unnecessary expenses, drop your ego and use coupons. But first set up your financial goals.
Why do I want to save money? Is it for paying off a school loan? Buying a house? Going on vacation, emergency fund or is to live the life you want?
At the end of the day you know why you need money, so now create a plan that you are motivated by, and that will work along with your financial goals.
Then decide when it’s time to put it into action. Please after reading this post hop over and read over 20 ways in which you can make some extra money up to USD 1000/ month side in your free time. This could help in your money saving campaign.
And that’s why today I want to share with you some helpful tips on how you can practically save money with feeling like you are – these are practical but efficient tips.
Swagbucks is a money saving website Which, gives you will Cashback every time you shop your online purchases via their website. Also, you get free gift cards from major retail shops like Amazon, PayPal, Target, etc.
Just for you doing other small tasks like using their website when you are using your computer as usual. Even better once you become a member by signing up for a free account (using your email) with them.
You will also get frequent access to exclusive deals and coupons to your favorite shops. Of which they work with over 1500 stores meaning you can't miss your favorite shop there.
All you need is, Sign up for free with them (get a bonus $5 if you use my link). (I recommend using a desktop for the best deals.) So, next time whenever you make an online purchase, sign in and be sure to shop through the Swagbucks portal.
Trade in for Money in some things you no longer need
Compare supermarket prices
Before going shopping try and compare supermarket prices before settling, check out different prices online. This helps to let you know where to get certain items cheaper. If you are a Uk resident an example of such a website is Mysupermarket.com
Use Groupon for mega super deals.
Trim your technology expenses.
See if you can find cheaper alternatives. For example, use online free services like Skype, Facebook, and WhatsApp to make calls or chat with friends and family and encourage them to have to use the app too.
Save on Energy Expenses.
Replace your bulbs CLF Light Bulbs. CLF stands for (compact fluorescent lights) CLF bulbs use up to 33% less energy compared to normal standard bulbs.
Even better you will find them cheaper if you buy on Amazon, see the large range of offers. You don’t need to replace every bulb in the house all at once, swapping just 4 or 5 can save you $45 or more a year.
Shop at thrift stores
Approximately 16 to 18 percent of Americans will shop at a thrift store. You tend to find original with affordable items in thrift stores.
Get Instant Pot or (Crock Pots)
Cooking your own meals can save money tons of money by cutting back big expenses of eating out. But since we have so much limited time its best to invest in InstaPot.
And make your own meal which actually needs less effort as all you need in the mix the ingredients and leaves it cooking as you go to work let it work its usual magic.
Here is where I got my InstaPot/Crockpot I use in my house at a very affordable price compared to other shops I had looked.
Sell Your Unused Gift Cards.
Before you purchase gifts cards in stores, head over online to websites like raise.com or zeek.com to see what current discounted gift card available there for the retailer that you want to shop with.
This how it works, for example, you may be able to buy gift cards for some of your favorite retailers with a spending value of $ 100 for only $ 85. That's a massive saving of 15 %
Sign up for the cashback websites
When you shop online, simply sign in to your Cashback websites like Swagbucks, Ebates, Topcashbacks and click through to the store you want to shop.
By doing this, you will earn cash back on every purchase you make – whether you are buying your groceries, shopping for clothes, or flights or train tickets.
There will always be a deal on cash backs in one of them. Thus I recommended to sign up for two or three. With cash back, you could earn between 1% to 40% money back. After your purchases.
There are tons of websites out there but here are my best-recommended ones.
- Ebates Sign up Ebates with this link here, and you will get $10 OFF on your first purchase when you spend $25.
- Swagbucks-Get USD 5 after signing and confirming your email.
- Quidco Uk
- Topcashbacks Uk
Start Packing your own lunch for work.
Here it saves you money, and you will eat healthier too. You can check out these gorgeous lunch boxes for inspiration.
Use some Home cleaning hacks
Make use of the powerful uses of a vinegar solution during cleaning times. This help in cutting down cleaning product expenses, it's effective, and even better it is much less toxic. Click here to see which vinegar works best.
Cut your beauty expenses and hack them down
- Like Instead of going for a pedicure or manicure. Start practicing how to Do It Yourself with affordable manicure toolset which you buy once and that’s it.
Instead of going for waxing, use products like Veet hair remover. Which can do the same job but it’s less painful and can be used several times.
Use coconut oil to replace shaving cream.
- Instead of getting your eyebrows done every two weeks by a beautician. why not get eyebrow trimmer like this one which comes with a full tutorial on how to do it.
YouTube has over 1000+ reviews on how to trim and shape eyebrows using the same product which is less than $20. You can click here to see the eyebrow trimmer looks.
Try other ways of shopping.
When it comes to general shopping, you could also try online shopping instead of popping to the mall. Online shopping comes with huge, huge benefits from getting cash back, to online discounts, and free delivery.
Saves you the overcrowding of mall insanity, not to mention all the time and the gas you would have used. You see, I personally find online shopping a better strategy for shopping when it comes to saving money.
Check out this post here see money-saving hacks for online shopping and how to get things cheaper on Amazon.
Related Post; 10 Genius tricks to get things on amazon cheaper
Install money saving extensions
If you seriously want to save, then take serious action and install a free software extension on your desktop on either Chrome /Safari browser.
Here is how they work first you install them.
- Install Swagbucks here and Ebates here
- “Search add an extension” on their websites.
- And you will be shown how to install the rest.
So, every time you search online they offer you discounts and cash back. I find these extensions very useful. They are less time consuming too
Here are the sites that I recommend the most and that I use. They are 100% free, no credit card required.
- Swagbucks- to install using it click here and get USD 10 free
- Qmee- to sign up click here.
- Ebates-sign up here for Ebates.
Go and see if your bank has cashback deals.
Banks often provide offers for cash back credit cards, reward points, etc. I often deal with my online bank to see what offers they currently have.
Keep the change.
Time is up for giving tips ASAP. Now start taking all your loose and saving them somewhere. You could invest in an approved piggy bank or Money jar like this one and save those lose changes there. It's up to you and what you prefer.
For some inspiration Check out these beautiful Money Jars.
Alternate water bottle with tap water.
Audit all your monthly subscriptions.
Carefully go through all your monthly subscriptions and cancel the ones that you don't need more.
Always create a spending budget.
Before getting starting on any shopping. Write a straightforward list of the things you plan to buy. Set up a realistic budget for that and stick to it.
Buy in bulk.
Related Post; How to save money on your Groceries shopping.
Automate your payments.
Set up all your monthly payments to be automatic with credit card/debit card so that you always pay on time and avoid late fees.
It’s your turn now. I believe you have thoroughly gone through how to save money now go can give them a try. I know were familiar you know them. But you probably just needed a little reminder from someone.
To cut out some of your bad habits, I want to say to take small baby steps and let them grow into positive saving habits and someday saving money will flow.
Happy saving times!